Occupational pensions at purchase price - Småföretagarnas Riksförbund in cooperation with the pension company Pensure
Pensure is challenging the industry by being the first all-digital solution with a completely new contribution model for occupational pensions. The pricing model gives small businesses and entrepreneurs access to negotiated rates on occupational pensions, previously only available to large companies and corporations.
Instead of insurance fees that erode the individual's pension, the company pays an annual licence fee to access the digital administration tool via Pensure.
By transferring their existing occupational pension to Pensure, many of the association's members will be able to increase their future pension by 24%*. Members will have access to occupational pensions completely free of insurance fees and will be offered a discount on the underlying funds, which means a significantly higher pension compared to the competition.
- We are very pleased with the partnership with Pensure, through their simple and user-friendly platform our members will have access to advice combined with occupational pensions at cost price. This creates good conditions for a higher pension, says Ghassan Ghaziri, Member of the Board of Småföretagarnas Riksförbund.
- We challenge the pension industry through simplicity, modern technology and cost-effective occupational pensions, which means a higher pension for our members. It should be the members of the association who should live on their pension - not the intermediaries and insurance companies, concludes Mikael Claesson, founder and CEO of Pensure.
For more information, please contact
Pensure:
Mikael Claesson, mikael@pensure.se
Small Business Federation:
Ghassan Ghaziri, ghassan.ghaziri@smaforetagarna.se
* Here's how we've calculated: when compared to competitors, the pension for entrepreneurs using Pensure is about 24.4% higher than the regular fees of Swedish insurance companies and 9.2% higher than customers using Avanza and Nordnet. Assumptions: employed 30 years, savings 5,000 SEK, return 4%, saves until age 65, paid out over 20 years. For the sake of comparison, the money is invested in the Lannebo Småbolag fund in all cases. The insurance companies' ordinary charges are defined here as the average of Futur, Länsförsäkringar and Swedbank's ordinary charges.
